Re: Charge-Off or Continue with Credit Counseling
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Posted by Linda (65.120.51.39) on June 09, 2002 at 11:08:20:
In Reply to: Charge-Off or Continue with Credit Counseling posted by datagoddess on June 04, 2002 at 09:55:05:
You are one of the lucky ones! You got a decent credit counseling agency. But don't expect your credit to be good when you finish, you will have to rebuild. At this point, however, several credit card companies are offering rebuilding programs to folks who successfully complete credit counseling. Citibank is one of them. I wouldn't say "forget about your credit rating" however - keep an eye on your reports, and start rebuilding as soon as possible. Credit has become so important these days that you just can't afford not to keep your defenses up. It affects your ability to get a place to live, your insurance premiums, your job.... When this is over, it will be just like someone coming back from bankruptcy. Linda
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