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WHO CAN DO THIS?
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Posted by LEE
(65.112.209.254) on June 11, 2002 at 11:47:48:
I HAD AN ACCOUNT INVESTIGATED IN 1998. THE CARD COMPANY CHANGED THE STATUS TO PAID/ZERO BALANCE/CLOSED ACCOUNT. THEN IN 2001 THEY LISTED IT AS A BALANCE AND CHARGE OFF AT THE SAME TIME THEY HAVE FORWARDED IT TO A COLLECTION AGENCY. I HAVE ALL THE OLD CREDIT REPORTS FROM WHEN THIS WAS FIRST RESOLVED AND REFLECTED A CLOSED ACCOUNT WITH A ZERO BALANCE IN 1998. NOW IT HAS A PAST DUE BALANCE STILL WITH LAST ACTIVITY AS 1998 AND THE COLLECTION AGENCY IS TAKING ME TO COURT!! HOW CAN I DEFEND MYSELF?
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