Re: CA trying to collect expired debt
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Posted by Why Chat (66.156.241.56) on June 18, 2002 at 14:10:05:
In Reply to: CA trying to collect expired debt posted by CRH on June 18, 2002 at 14:00:08:
Send a cease and desist.Advise them you will sue if they place any further unauthorized inquiries on your credit reports,instruct them to purge their existing one. If you have a record of a prior cease and desist on this account the "hard" inquiry is an additional violation by the CA. You can try disputing the "hard inquiry" by sending a dispute to the CRA's advising them that you had no prior contact from this CA, and therefore the inquiry was illegal under the FCRA as having no permitted purpose.
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