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Credit Forum
This is an archive of past messages. To post a new message, click on the Recent Posts link below.
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Archive: 06/2002
- Canceling CC before Credit Card Co. does - Ken 07/01/02
(0)
- Judgement Question... - robin 06/30/02
(2)
- Credit score vs actual credit history - jeje 06/30/02
(1)
- Questions about judgments in New York State - jeje 06/30/02
(1)
- Inquiries from collection agencies - jeje 06/30/02
(1)
- Being sued for an OLD credit card debt - orangedog 06/30/02
(5)
- phone witness - sky lynx 06/29/02
(1)
- Linda/Linda's brief case - mtnair 06/29/02
(2)
- Gulf State and Sherman ACQ?? - tas 06/29/02
(1)
- Bankruptcy and Co-debtor - April 06/29/02
(9)
- Med. Coll. / Please Help - mtnair 06/29/02
(4)
- Advice Regarding a lawsuit please... - Daniel 06/29/02
(1)
- Car loan was charged off, advice? - Ashell 06/29/02
(2)
- Post Bankruptcy Credit reports - Lini 06/29/02
(0)
- Post Bankruptcy Credit reports - Lini 06/29/02
(8)
- sue by lawyer - kin 06/29/02
(5)
- CA after several attempts to validate HELP - cherub 06/28/02
(3)
- Need advice please on a Settlement offer from CA!!! - Tony 06/28/02
(3)
- Past Due Balance - Dianna Mitchell 06/28/02
(2)
- Settlement - Confused - Brad 06/28/02
(3)
- Error in bankruptcy filing - Rob 06/28/02
(1)
- Validation - Scott 06/28/02
(1)
- MBNA charged off my acct today now what? - Jason 06/28/02
(6)
- Strategy for Gulf State - GCfoe 06/28/02
(1)
- For Shannon - Leeza 06/28/02
(1)
- 30 day time limit is up!!! - Christine 06/28/02
(3)
- Need feed back on a letter... - Steve 06/28/02
(1)
- phone bill situation - anon 06/28/02
(1)
- University tuition collections - anon 06/27/02
(2)
- Should I dispute 2 accounts (same oc) w/ 1 letter? - SK 06/27/02
(2)
- BEING SUE NOW WHAT CAN I DO??MOSTLY GAMBLING DEBT ON CC - AARON 06/27/02
(7)
- Question for WhyChat - Mike 06/27/02
(3)
- ADDITIONAL COLLECTION AFTER JUDGEMENT - ROB D. 06/27/02
(3)
- Is there a Statue of Limitations in New Jersey - Jim 06/27/02
(3)
- Serious problems with health insurance company/collection agency - wrf1973 06/27/02
(5)
- JUdgements.. unusual case - Juan 06/27/02
(1)
- My next course of action... - Steve 06/27/02
(2)
- CAVC - peyton 06/26/02
(0)
- lease debt collection- valid? - mh 06/26/02
(0)
- Somebody elses Creditors - tp 06/26/02
(3)
- ?'s about judgments... - codesling 06/26/02
(1)
- CAPITAL ONE - Melanie 06/26/02
(7)
- student loan after bankrupcy - tien le 06/26/02
(1)
- Found my address - Scott 06/26/02
(1)
- Can a company reenter their acct after CRA has deleted it? - Leeza 06/26/02
(4)
- Chances - S.D. 06/26/02
(8)
- Valid reasons to vacate a judgement? - Brad 06/26/02
(1)
- Starting Out - Starting Out SF 06/25/02
(1)
- sol - gigi 06/25/02
(1)
- Please Help!!!Collection Validation - Kimberly 06/25/02
(1)
- Car loan - Terri 06/25/02
(2)
- Car loan question - Stacey 06/25/02
(2)
- SOL with State Government agencies - Jim 06/25/02
(0)
- paid medical bill....how to handle CA???? - piggybank 06/25/02
(3)
- Bankruptcy and Cars - Chris 06/25/02
(6)
- Credit Reference - Steven 06/25/02
(2)
- WHO CAN/CAN I SUE.... - ws 06/25/02
(1)
- Anyone familiar with Associates? - Leeza 06/25/02
(1)
- Closing credit card accounts and how it affects your score - Steve 06/25/02
(11)
- Judgement - Negotiate? - Brad 06/25/02
(0)
- Why Chat - Linda -- others -- how far back do CAMCO posts go? - Lucy 06/25/02
(0)
- Car Loan - Andrue 06/25/02
(0)
- Linda, Why Chat,,,,,HELP!!! - ecbab 06/24/02
(7)
- Re: Linda, Why Chat,,,,,HELP!!! - Why Chat 06/24/02
(6)
- Re: Linda, Why Chat,,,,,HELP!!! - Why Chat 06/25/02
(0)
- Re: Linda, Why Chat,,,,,HELP!!! - ecbab 06/25/02
(0)
- Re: Linda, Why Chat,,,,,HELP!!! - Why Chat 06/24/02
(0)
- Re: Linda, Why Chat,,,,,HELP!!! - Why Chat 06/24/02
(0)
- Re: Linda, Why Chat,,,,,HELP!!! - ecbab 06/24/02
(5)
- Credit Report Questions - KJ 06/24/02
(1)
- Getting weird phone calls - Asking to Transfer to someone ?!?!?! - Jewell 06/24/02
(3)
- denied due to bankruptcy - pjo1966 06/24/02
(1)
- offer tto settle past due credit card debt with Citicorp - david 06/24/02
(1)
- CAMCO - AGAIN! - Mark 06/24/02
(11)
- Community property - neeinfo 06/24/02
(1)
- Worse case scenario after judgment - Darlene 06/24/02
(4)
- Charge Off Account - Denden 06/24/02
(1)
- Charge Off Account - Denden 06/24/02
(0)
- Credit Scores Online Same as Credit Score Bank's Get? - House Hunting 06/24/02
(1)
- what do you think my chances are... - Marcy 06/23/02
(4)
- assume debt in marriage - maryl 06/23/02
(1)
- GENERAL INFORMATION FOR NEWCOMERS (REPOSTED) - WHY CHAT 06/23/02
(0)
- Should I just pay Gulf State - Ann 06/23/02
(1)
- Judgement - Negotiate? - Brad 06/23/02
(3)
- What it takes to work at OSI...drug test?? - Robert M 06/23/02
(1)
- Car Repo - Courtny 06/23/02
(3)
- Suing! Need a Lawyer - Eric 06/23/02
(6)
- Why Chat? Suing a CA need your input!!! - neos 06/22/02
(1)
- can co-signer be removed from auto loan - micha25 06/22/02
(2)
- Stupid question for the day - Sandra Dee 06/22/02
(1)
- Date of Last Activity and Double Posting - Brad 06/22/02
(0)
- re-aged debt - anon. 06/22/02
(0)
- HELP!! - Julie 06/22/02
(18)
- Advantage Assets, Inc. Address Needed - dwills 06/22/02
(1)
- CACV, Inc. Address Needed - dwills 06/22/02
(1)
- First time disputing - ipxrtr 06/22/02
(0)
- Willing to Settle...But - Brenda 06/22/02
(4)
- Tracfone and similar prepaid phones - Jo 06/22/02
(4)
- Palisade Collection Inc - Sam 06/22/02
(3)
- "Charge-off" becomes two entries - Sean 06/21/02
(1)
- deliquency, sued by cc company, lawyer wont speak to me - leslie 06/21/02
(4)
- Help! Best way to remove inqueries??? - Kimberly 06/21/02
(1)
- Judgements and SOL's - Paxton 06/21/02
(5)
- Washington Mutual - Marcy 06/21/02
(1)
- Help ! Need to find address for CA - LadynRed 06/21/02
(5)
- Help! Disputing as Not Mine - How To Letter - Kimberly 06/21/02
(1)
- Help! Disputing as Not Mine - How To Letter - Kimberly 06/21/02
(0)
- CRA Postings - helplss 06/21/02
(2)
- Extended SOL - Needinfo 06/21/02
(7)
- appeal a garnishment - Marcy 06/21/02
(1)
- Judgement not my debt - Molly 06/21/02
(1)
- Paid Judgement - S.D. 06/21/02
(4)
- CALL TO JUDGMENT - Why Chat 06/21/02
(5)
- Calvary Inv. - John 06/21/02
(3)
- question for Why Chat - ecbab 06/21/02
(1)
- GULF STATE CREDIT - DAN 06/21/02
(1)
- Help! Looking for processor! - Atm Scrip guy . . . 06/21/02
(0)
- Providian raised APR to 29.99!! - Brian 06/21/02
(2)
- car payments too high - Cheryl T 06/20/02
(1)
- Collection Agency ? - paultx 06/20/02
(1)
- Should I pay or what??? - hentag 06/20/02
(7)
- Validation - Craig 06/20/02
(4)
- Credit Report Help-Collections and the limitations - Christopher 06/20/02
(1)
- BUSTED!"WHY NOT PAY"TROLL=BRIAN(PAYPAX) - Why Chat 06/20/02
(6)
- your postings - Jim Brown 06/20/02
(0)
- Please Advise - Verified/Out of Business - Kimberly 06/20/02
(4)
- Gulf State Credit LLC - Raul T. Normandia 06/20/02
(1)
- Credit counseling on credit report? - Matt 06/20/02
(1)
- How many CAMCO Complaints? - JR 06/20/02
(5)
- disappearing judgements? - Brenda 06/20/02
(2)
- Please Help!!! - Marcy 06/20/02
(18)
- code for florida on sol - sam 06/20/02
(4)
- gmac - Linda 06/20/02
(3)
- code section for statute of limitations in florida - sam 06/20/02
(1)
- unsecured credit card and closed checking acct - pb 06/20/02
(8)
- unsecured credit cards and closed checking accts. - pb 06/20/02
(0)
- Gulf Coast Credit/S.O.L. - ricyd3 06/19/02
(11)
- re: credit report - shelly 06/19/02
(5)
- My fiance has bad credit. - Inquisitvewoman 06/19/02
(5)
- Statute of limitations on credit reporting - Val 06/19/02
(1)
- Why are my scores going down? - Vic 06/19/02
(7)
- Sample Cease and Assist Letter - Kimberly 06/19/02
(1)
- Procyber.com and checking account withdrawals not authorized - Merle Van Dolson 06/19/02
(6)
- Chex Systems dispute - robert 06/19/02
(1)
- Why Chat...would you answer one more question? - ecbab 06/19/02
(2)
- For Why Chat - Leeza 06/19/02
(1)
- Judgements / Garnishments - Becki 06/19/02
(4)
- HELP DESPERATELY NEEDED - Lucy 06/19/02
(9)
- Equifax Operator Lowered Credit Score!!!Watch out!!! - K 06/18/02
(2)
- CBC & ID-theft, mortgage held hostage - Lou2 06/18/02
(3)
- re: statue of limitations - Shelly 06/18/02
(3)
- C & D Violation? - paulTX 06/18/02
(3)
- Online Credit Card Fraud - Online Merchants - Tony McGann 06/18/02
(0)
- CA trying to collect expired debt - CRH 06/18/02
(4)
- CA didn't validate...now what? - Ryan 06/18/02
(0)
- U.S. Credit and Collection Bureau - Jane 06/18/02
(0)
- GULF COAST CREDIT - Brian 06/18/02
(0)
- Payday loans question.... - Mlh 06/18/02
(3)
- Disputing items on CR - Michelle 06/18/02
(1)
- Follow up help on CA (WHY CHAT??? ANYONE???)HELP!! - Michelle 06/18/02
(4)
- Repeated debts on CR - Marcy 06/17/02
(3)
- New Bankruptcy Law - IK 06/17/02
(1)
- Repossession - DENISE CARR 06/17/02
(1)
- marrage and bankruptcy - Don 06/17/02
(1)
- Charge Off - Am I still responsible?... - Donna p. 06/17/02
(2)
- I'm trying to pay a CA, but they aren't responding... - Leeza 06/17/02
(1)
- Palisade Collections, In??? - LeAnn 06/16/02
(1)
- Gulf State Credit??? - LeAnn 06/16/02
(1)
- Credit Card Collections - Jamie 06/16/02
(4)
- unpaid ticket - Brady 06/16/02
(3)
- Credit Company charging my account without knowledge. - Chris R. 06/16/02
(1)
- OC - how late can they call - Ken Hoffman 06/16/02
(3)
- Difference in credit report listings? - Steve 06/15/02
(3)
- Phone debt switched again!!!!! - lara 06/15/02
(1)
- Leasee's bad credit on my bus. acct. - toni 06/15/02
(1)
- student loans - Marcy 06/14/02
(11)
- Paid Judgement - karen 06/14/02
(4)
- why chat, linda, others, PLS help - joanne 06/14/02
(4)
- Re: why chat, linda, others, PLS help - Linda 06/16/02
(0)
- Re: why chat, linda, others, PLS help - Linda 06/16/02
(0)
- Re: why chat, linda, others, PLS help - Brian 06/15/02
(0)
- Re: why chat, linda, others, PLS help - Why Chat 06/15/02
(1)
- Collection Calls.... To pay or not to pay(LONG) - Michelle 06/14/02
(2)
- 30 days late on credit report - Bob 06/14/02
(4)
- auto loan - sonicmom 06/14/02
(5)
- Equifax verified....what do I do next? - Shannon 06/14/02
(4)
- CRA investigation - arlene 06/14/02
(1)
- Descrepancy in LA from CA - Needinfo 06/14/02
(5)
- Why - Sharon 06/14/02
(2)
- Wondering if I did the right thing.... - Curious 06/14/02
(2)
- TransUnion (might be long.. sorry.. but please help!) - Kevin 06/13/02
(2)
- Help please! Mystery charge on bank acct. - Mike J 06/13/02
(2)
- Very Interesting Credit Information Website - Why Chat 06/13/02
(0)
- CA Reneging on Deletion Letter - Kimberly 06/13/02
(3)
- extortionist interest rates - Jade 06/13/02
(6)
- Statements (Please help!) - junebug 06/13/02
(1)
- Residency & Credit Scores - Leeza 06/13/02
(1)
- what to do now? - ecbab 06/13/02
(17)
- original contract with Discover - Sky lynx 06/13/02
(4)
- Mortgage - On Line Legal Help - Jo 06/13/02
(0)
- Foreclosure and HUD Assistance - Jo 06/13/02
(1)
- re:secured credit cards - carrie 06/13/02
(1)
- Bankrupcy Problem About the Court Meting!! HELP! - Muffy Larry 06/13/02
(0)
- re:getting credit cards after filing bankrupcy - carrie 06/13/02
(1)
- re:getting credit cards after filing bankrupcy - carrie 06/13/02
(0)
- Can I again receive statements from cr? ...(long) - junebug 06/13/02
(4)
- Where to start... - Jesse 06/12/02
(2)
- Bankrupcy Problem About the Court Meting!! HELP! - Muffy Larry 06/12/02
(2)
- jurisdiction of a collection agency summons - jelly 06/12/02
(1)
- APR reduction - Clark 06/12/02
(4)
- CO Items in BK still showing as Collections - BJ 06/12/02
(1)
- judgements - michelle 06/12/02
(3)
- problem with original creditor - Jen 06/12/02
(2)
- WHY CHAT......WHO CAN DO THIS? - LEE 06/12/02
(0)
- Post-Marked Late fees - Cheryl 06/12/02
(1)
- Cancelling Credit Cards - Charmed 06/12/02
(0)
- Help! Credit Report problem - anon 06/12/02
(1)
- duty to report judgement SATISFIED? - jm10101 06/12/02
(4)
- Ohio - help with info - Jim 06/12/02
(3)
- CRA merged me with someone else HELP - robert 06/12/02
(4)
- GMAC and judgements - Florida Fool 06/12/02
(1)
- Bankruptcy - Jane 06/12/02
(3)
- Bankrupcy Problem on Cash Advantage!! HELP! Thanks - Muffy Larry 06/12/02
(1)
- Another question on judgments - clc 06/12/02
(1)
- chargeoff question - JC 06/12/02
(2)
- Bankruptcy and Good Record Keeping - Ken Hoffman 06/12/02
(0)
- Collect 15 year old credit bill that was charged off in 1987 by Bank - Ed Gueldner 06/11/02
(1)
- Collect 15 year old credit bill that was charged off in 1987 by Bank - Ed Gueldner 06/11/02
(4)
- charge off - Curious 06/11/02
(0)
- charge off notice - jj 06/11/02
(1)
- Bankrupcy Problem!! HELP! - Muffy Larry 06/11/02
(1)
- Are we Doomed? - paulTX 06/11/02
(2)
- Credit Card Judgement - Elizabeth 06/11/02
(3)
- Fla Judgement, living in NC - Brenda 06/11/02
(1)
- WHO CAN DO THIS? - LEE 06/11/02
(4)
- Collection Letter - chris 06/11/02
(3)
- Repo, To pay or not to Pay restitution - Scott 06/11/02
(1)
- GENERAL INFORMATION FOR NEWCOMERS (REPOSTED) - WHY CHAT 06/11/02
(0)
- Pacific bell bill - duncan 06/11/02
(3)
- unbelievable interest - JC 06/10/02
(6)
- Annoying problem - Steve 06/10/02
(5)
- Co-signed my credit away - Sonia 06/10/02
(2)
- Bankruptcy - Dr. 06/10/02
(2)
- Judgements - DC 06/10/02
(4)
- Bankruptcy reporting period - L Williams 06/10/02
(1)
- Certified Mail - Jane 06/10/02
(1)
- Screwed - Gregg 06/10/02
(6)
- Status R1 and R2 on my credit report - Nina 06/10/02
(1)
- Christine....have you froze your CC - Shannon 06/10/02
(1)
- How to prove DOLA for SOL in court - Lee 06/10/02
(2)
- Whychat or Linda Need some help!!!!!! - Jeanyjo 06/10/02
(3)
- garnishment - Skylynx 06/10/02
(1)
- Screwed up collection account - James 06/10/02
(2)
- creditor calling 3 and 4 times help - cherub 06/09/02
(6)
- Bankrupcy CH 7 in Florida - Billy 06/09/02
(7)
- default vs. DOLA - JC 06/09/02
(1)
- Dispute or validate?? - mtnair 06/09/02
(1)
- Questions for WhyChat - JC 06/09/02
(3)
- DOLA in SOL Question - KJ 06/09/02
(3)
- cancelling credit card - apatil 06/09/02
(1)
- question - bee 06/09/02
(1)
- Sears Judgement - Stacey 06/09/02
(1)
- gulf state llc SUIT HELP........ - PAUL 06/09/02
(3)
- DOLA - clc18940 06/09/02
(1)
- Gulfstate - Kristi 06/09/02
(7)
- Equifax- what does "checked" mean? - Joanne 06/08/02
(1)
- Being Sued for repo from 1996 in Florida - Dave 06/08/02
(4)
- Anyone know the Answer?.... - Ronnie 06/08/02
(2)
- Is this worse? - Jason W. 06/08/02
(0)
- Cell Phones w/o Credit Check - Jo 06/08/02
(9)
- falling SCORE followup - jm10101 06/08/02
(2)
- ping* WhyChat - Roy 06/08/02
(2)
- FLORIDA JUDGEMENTS - Why Chat 06/07/02
(0)
- original creditor out of business - what does that mean? - pg 06/07/02
(1)
- is CLOSED BY CREDIT GRANTOR bad? - jm10101 06/07/02
(4)
- INTEREST LIMITS? - JC 06/07/02
(1)
- Someone please answer Last activity date question - A 06/07/02
(0)
- Collection Calls - Lisa 06/07/02
(1)
- Question for Linda.... - Matt 06/07/02
(3)
- RECEIPTS FOR COURT - NEED HELP 06/07/02
(8)
- Last activity date - A 06/07/02
(6)
- Question about DOLA and SOL... - climbinout 06/07/02
(4)
- MBNA and arbitration ?? - LadynRed 06/06/02
(7)
- Not Validated with CA. what happens? - Eric 06/06/02
(1)
- CA Validation Arrives or is it - Debbie 06/06/02
(1)
- Losing Home? - Jo 06/06/02
(6)
- camco-10year old debt - rose 06/06/02
(6)
- Debt negotiation company...what should I do? - Mark 06/06/02
(8)
- warrant in debt - anrea 06/06/02
(0)
- CAMCO and old debt - scared 06/06/02
(14)
- RMA again ............. - Jeanyjo 06/06/02
(3)
- Charge off - Paula 06/06/02
(3)
- 10yr old charge off - Need of Advice - KJewell 06/06/02
(2)
- warrant-in debt - ANREA 06/06/02
(5)
- warrant-in debt - ANREA 06/06/02
(1)
- MBNA/Wolpoff update - Dave -PLEASE READ - Why Chat 06/06/02
(1)
- charge off - jj 06/05/02
(1)
- request to ad pos info - anon 06/05/02
(2)
- Married - Shy 06/05/02
(1)
- C&D Letter, validation, what next? - Molly 06/05/02
(3)
- This is so funny, would love to be able to do this. - Christine 06/05/02
(0)
- Credit Dispute Should I pay or not? - Ram 06/05/02
(0)
- Friend loosing his home - Lynn McEachern 06/05/02
(1)
- SHOULD I JUST PAY IT OFF???? HELP! - Matt 06/05/02
(11)
- Frustrated - JAF 06/05/02
(15)
- Paid Judgement - S.D. 06/05/02
(10)
- Got a good laugh today..... - UpTheCreek 06/05/02
(2)
- SOL for CC's in VA - Anrea 06/05/02
(1)
- Went to Court - DeeDee 06/05/02
(5)
- Is "not mine" dispute the way to go? - MissDion 06/05/02
(1)
- One more question - Shy 06/04/02
(0)
- Help! I want to sue a collection agency. - Kevin 06/04/02
(2)
- Questions on owed collections - carol 06/04/02
(2)
- New at this stuff - Shy 06/04/02
(0)
- Helpful Info on those interested in settling - joanne 06/04/02
(6)
- Linda have a ? for about a Charged off CC from 97 - brad 06/04/02
(3)
- Understanding charge offs - Jim G 06/04/02
(9)
- after 7 years and after SOL - Scott 06/04/02
(1)
- CAMCO - what to do? - Peter Rosa 06/04/02
(5)
- Second sue threat - Scott P 06/04/02
(1)
- Disputing Old Charge Offs After BK - BJ 06/04/02
(4)
- Address flag? - Nishi 06/04/02
(1)
- Why Chat have a charged off ? for you - brad 06/04/02
(3)
- SOL understanding - M 06/04/02
(4)
- when is a debt legally required to be posted? - millenko 06/04/02
(1)
- Please help. I need a student loan and GULFSTATE is driving me crazy!! - Mark Macklin 06/04/02
(2)
- Question regarding SOL and CR entries - Concerned 06/04/02
(1)
- Charge-Off or Continue with Credit Counseling - datagoddess 06/04/02
(4)
- student loan - jean 06/04/02
(0)
- 15 Year Old debt being sent to Collections - Dan 06/04/02
(5)
- Charge offs - Dave B 06/03/02
(1)
- MBNA/Wolpoff update - Dave 06/03/02
(3)
- debt collector ad with faq's. Interesing.... - Robyn 06/03/02
(2)
- charge off notice - jj 06/03/02
(1)
- 10 yr old Charge off account sent to collections - K. Jewell 06/03/02
(2)
- Did I screw up? (Linda? Why_chat? anyone??) - Mike 06/03/02
(3)
- Validation question - Jade 06/03/02
(3)
- Debt reduction - Al 06/03/02
(4)
- I got no validation - darry30 06/03/02
(2)
- NCO Financial - Brad 06/03/02
(6)
- Late payments - leggosyd 06/03/02
(5)
- Got an easy question for you.. - leggosyd 06/03/02
(7)
- Followup on summons - reaching a settlement without court - David 06/03/02
(11)
- Credit Card Withdrew Funds from Checking Acccount - Desperate in Iowa 06/03/02
(5)
- How Do I Dispute A Charge Off? - Sharon 06/03/02
(9)
- merchant time limits - CR 06/03/02
(3)
- Validating a paid CA debt.. please advise - Jason W. 06/03/02
(5)
- Judgement searches - staceyo 06/02/02
(5)
- credit card default - terry 06/02/02
(4)
- Validation of debt .... or non validation! - Matt 06/02/02
(1)
- Fraud - Sent Validation Request - now what ? - Phil 06/02/02
(5)
- MBNA, Wolpoff and arbitration - Dave 06/01/02
(23)
- Re: MBNA, Wolpoff and arbitration - WHY CHAT 06/01/02
(22)
- Re: MBNA, Wolpoff and arbitration - Dave 06/01/02
(21)
- Re: MBNA, Wolpoff and arbitration - Why Chat 06/01/02
(0)
- Re: MBNA, Wolpoff and arbitration - Why Chat 06/01/02
(19)
- Re: MBNA, Wolpoff and arbitration - Why Chat 06/01/02
(18)
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