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My story


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Posted by Joe on October 17, 2000 at 16:27:15:

I'm 24 and have a total debt of about $8000.

I have about $6000 in school loans, $400 on a department
store card, and $2700 on a high interest loan that has
never been paid late.

I have had past credit cards that have been paid in
full. I have been late on those several times, but they
are paid off completely and the cards have been cancelled.

I cannot get a loan from the bank or even get a credit
card right now. My credit is so messed up even though
I have had nothing but late payments to damage my credit.

Why is it so screwed?


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