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Why some creditors approve/some not?
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Posted by Brenda
on October 17, 2000 at 16:55:04:
What do I need t look for or have in my credit that will allow me to feel comfortable that no matter who I apply for credit from retail,furniture,bank issued major credit cards,car or personal loan..I have a great chance of being approved. I do ot have high debt ratios, but I have history of late payments 1-2yrs ago. However, it hit or miss when I apply for credit at various retail(Sears-no;Penney-yes)Providian-yes/Citibank-no. What are they looking for ..I get a standard letter stating past pay history?
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