Re: mbna retains a local attorney ..

Posted by Why Chat (209.240.222.130) on July 14, 2002 at 12:16:30:

In Reply to: Re: mbna retains a local attorney .. posted by kelly on July 13, 2002 at 22:35:28:

"IT" was referring to the Experian report.Your SOL starting date is June, since that is your record of your last payment.Sept. is the charge-off date on your credit report, but the SOL for being sued(as well as the 7 year reporting) LEGALLY starts on your first delinquency.Send the SOL letter to the collection agency lawyer, fill in the statute# from the "Nevada" link on my site, fill in the starting date as June __ 1998. This will not only stop them from bothering you, but will serve as proof of your affirmative defense IF they go ahead and file suit anyway.Nevada requires personal service for any lawsuit.

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