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CC calling neighbors for me and chargeback


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Posted by Cassidy (66.168.147.125) on July 17, 2002 at 00:10:36:

Gonna make this as quick as possible. I have a cc that I'm a year behind on paying. Debt is up to $6500. Of course, I haven't been answering the phone for numbers unknown. But today, my NEIGHBOR, told me they'd located her as living beside me and had told them my name, my mom's name, and they thought I maybe had fradulent activity on my card, WHICH I DON'T..just been unable to pay. Got behind when pregnant and put on bedrest early on. She EVEN SAID the credit card company had called another member of the neigborhood, but they weren't home..FIRST IS THIS NOT ILLEGAL! I was totally embarrassed. Did call them and they said it's in charge back and want me to pay them $1800.00. If I had that kind of money I'd have been paying all along.
Big question is I'm thinking of filing ch13. This cc was gotten before I got married and doesn't have his name on it at all. Would this affect his credit which is excellent. We don't own anything and are paying on the house and the one car we have.
I'm a resident of TN


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