settlement

Posted by Kevin (65.129.44.186) on July 18, 2002 at 17:16:49:

I have 2 cards going to PRE CHARGE OFF (whatever that is)I think the acct goes up another management level. I have a verbal settlement offer should I hold out & let them go to PRE CHARGE OFF or make a payment to hold them out another 30 days...I'm ready to settle, this seems to be a waiting game. I am willing to let it charge off if I don't get a favorable rating( paid, never late)....any comments?

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