Re: Seriously, how often does a CC agree...
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Posted by Linda (65.120.51.12) on July 26, 2002 at 12:55:54:
In Reply to: Seriously, how often does a CC agree to mark a charge-off as "paid in full" ? posted by credit boi on July 25, 2002 at 23:19:20:
Here's a story about something similar. When reading the posts that challenge this guy, be sure to read the entire thread (it's long). Incidentally, I blieved the guy right off the bat. It is not the first story like this I have heard about AmEx doing this when people pay up, even after they don't have to. http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&threadid=29244&perpage=20&pgnum=&pagenumber=1 Needless to say, you are putting yourself in some jeopardy to pay a debt after it has been charged off and sold, but apparently AmEx values the integrity of the individual who does this type of thing, and although I know they never promise to delete, they do and they actually give people another account afterwards. I have heard enough similar stories to believe that all this is true. It's not my personal experience, since consumer debt was never part of my problem - mine was all medical bills, so I am just passing along info I have gleaned from others. Linda
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