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Re: SOL


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Posted by Why Chat (209.240.222.130) on July 28, 2002 at 12:50:39:

In Reply to: SOL posted by Pat on July 26, 2002 at 16:25:59:


The date for the "reporting" SOL. (7 years) appears to be 10/97, that is because it is prior to the FCRA "effective date" of Dec. 1997, which required reporting of the initial delinquency date by OC's to the CRA's. If you are talkng about the SOL for being sued, assuming your State is a "cause of action" State, it would appear to be April 1997, as that was your first delinquency prior to, and leading to (cause of action) your chargeoff.


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