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NEED ADVICE ASAP


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Posted by Lynn Carter (167.127.100.66) on July 30, 2002 at 13:12:22:

Here is my situation:

I have somewhere between $25,000 and $30,000 in CC debt, most of which is in charge-off status. I have one line of credit and one CC account which I have kept current as well as my mortgage on a rental property I own. This rental property is a condo which I owe back regime fees to the homeowners assoc in the amount of about $3000. I have had it on the market for sale but it has not sold yet. The HO assoc has a lien against it and I got a Summary Court summons on it to appear 8/22/02. What will happen if I don't sell before then? My monthly income is only $1500. I live rent free in a house my parents own but the debt I am maintaing current and normal living expenses leave nothing else. I own a piece of land with no debt on it and my car. I don't want to file BK but see no other option. My ex-husband says it will ruin his perfect credit because he is sill shown as an authorized user on my Chase account from which he has actually been removed What can I do about the condo? Also, anyone out there, please give me some advice. I am going crazy from the stress of the CA phone calls and just trying to keep up. Thank you for your help.


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