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mother-in-law in nursing home
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Posted by plainjane (149.152.89.61) on August 09, 2002 at 11:36:53:
My mother-in-law is in a nursing home. She has terminal cancer. She has many credit card bills. Thousands of dollars. Since she lived with us and I never asked her for rent, for many years she accepted whatever pre-approved credit card was sent to her. Why creditors offer elderly people with no assets these lines of credit is a mystery tome. Even though all she had was Social Security, she ran up some huge bills. Now her creditors are calling us constantly asking to speak to her. She is on Title 19/Medicaid and has no assets. The nursing home (in CT) takes all but $54 of her $800 SS for her care. Her creditors say that unless we have power of attorney, they will not speak to us. (I think they think we're lying about her condition.) Meanwhile, she's slowly dying. Citicorp said they will call every day until we either give them her phone number at the nursing home so they can talk to her personally, or we must get power of attorney. I just want her to be able to die in peace with dignity. I know that these bills can never be paid. If we get power of attorney, are we responsible for her bills? How do we make the creditors go away? Or will they hound us until she dies? Some are first party creditors like Citicorp & Fleet, others are colletion agencies. When I told one guy from Providian about this, his response was "OH WE'LL GET IT!" What exactly will power of attoney allow us to do, and what are our responsiblities?
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