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fcra


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Posted by Eric (64.12.102.179) on August 12, 2002 at 17:26:12:

I have cc accounts that are closed but I'm making payments to them. They're not at a CA. Two of them wont give me information needed to register and manage the account online. Instead of making surcharge free payments, I must pay a $9.99 charge to make a payment over the phone. I'm throwing as much money at these debts when I get it. I may pay on an account three or four times a month.

My question is since I'm paying full interest and I'm not deliquent, must they afford me the same opportunity to manage my account as if it were open? They are charging full interest. Does FCRA cover this? I can always pay thru the mail but I'd rather pay online.

Thank you for your replys.


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