Re: LINDA OR WHY CHAT

Posted by ashlyn (167.7.17.3) on August 13, 2002 at 08:20:03:

In Reply to: LINDA OR WHY CHAT posted by ashlyn on August 13, 2002 at 08:17:22:

I am planning on sending a second letter to the Attny. this morning RRR. They have failed to vaildate the debt they say I owe on a CC within 30 days. Would this letter be appropriate?

To Whom It May Concern:

You have failed to prove this account is mine. You have failed to satisfy this request within the requirements of the Fair Debt Collection Practices Act this will be construed as your absolute waiver of any and all claims against me.

I have documented my correspondence with you, and I will file complaints with the appropriate authorities if you do not remove this item from my credit report and cease all communications with me. Further, if I find this entry on my credit report later interferes with my ability to obtain credit with favorable terms, I will bring suit against your company and the original creditor for applicable damages, as well as for statutory penalties provided under the FDCPA and FCRA.

This will serve as your legal notice under provisions of federal law, the Fair Debt Collection Practices Act (FDCPA), to cease all communication with me in regard to the debt referenced above. If you fail to heed this notice, I will file a formal complaint against you with the Federal Trade Commission who is responsible for enforcement, and my state's Attorney General office.

You are also notified that should any adverse information be placed against my/our credit reports as a result of this notice that appropriate actions will be taken. Give this very important matter the attention it deserves.

Sincerely,

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