Re: Date of Last Activity vs. Last Reported
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Posted by Why Chat (209.240.222.130) on August 14, 2002 at 18:33:25:
In Reply to: Date of Last Activity vs. Last Reported posted by David on August 14, 2002 at 15:21:18:
The FCRA requires that the OC file a report of your first delinquency prior to chargeoff. This is not always shown on your credit report. Your Experian report should show the removal date. If there is a discrepancy you should dispute it as incorrect dates. If you have any recrds or bills to prove it, you can send a copy to the CRA's. If they insist that the CA has validated the dates, you can take further steps, IF YOU HAVE PROOF.
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