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Effects and requirements of licensing/bonding of CA's


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Posted by orange dog (150.159.224.8) on August 16, 2002 at 09:02:00:

Got a question in Ohio. As many here know, I'm in the middle of a lawsuit that asset acceptance corp has filed against me for a post SOL cc. A few days after I filed my answer with the clerk of courts, asset acceptance sent me a dunning letter. Like in the lawsuit, they say that they are the assignee of the bank.

A couple of weeks ago, I found on one of Ohio's websites a section to check if they were bonded in the state of Ohio. They withdrew or cancelled their own bond in the spring of 2002. Here are my questions about this....I forgot what agency keeps these bonds on record. Does anyone know what department is in charge of this so I can get a copy? Who is in charge of licensing CA's in Ohio?

Now for the big one...can asset acceptance legally send out dunning letters to people in Ohio if they are not licensed OR bonded with the state? Would their claimed status as "assignee" make a difference either way?

Once again, thanks to everyone on the board who has offered their insight and advise over the past few weeks. By the time this suit is over, I hope to be able to contribute back to the group as much as you guys have helped me.



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