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Re: Validation Response


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Posted by Dantalion (66.156.172.107) on August 16, 2002 at 11:14:34:

In Reply to: Validation Response posted by FRANK on August 15, 2002 at 21:26:20:

If they send you validation then this is not a collection attempt, they are responding to your request.
They are to cease all collection efforts during the 30 day validation period, and yes they have to report the account being in dispute.
Do not settle for anything less then complete validation, if they can't do that they have to delete the negative entry under the collections section of your credit profile.
Complete validation includes, signed contract, name of debtor adress of debtor,name and adress of original creditor, copies of all mailings certified or not, amount of original debt itemization of late fees and penalties.


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