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Re: Why chat-my last pay versus CC charge off
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Posted by Why Chat (209.240.222.130) on August 21, 2002 at 20:53:30:
In Reply to: Why chat-my last pay versus CC charge off posted by Tony on August 21, 2002 at 19:33:08:
They are lying (SURPRISE!!!!) Cal. is NOT a "cause of action" State, it is a "last activity" ON THE ACCOUNT State. Which means the later of your last payment to the OC or your last charge on the account. This does NOT include late charges or added interest etc. is it is ONLY payments YOU paid to the OC or charges YOU made.So-- if your credit report says it is due to come off in April, that means you were first delinquent in March, which should mean your SOL starts in Feb.but since you paid in March,that's when it starts. Go to my website,click on Cal. for the statute, you can use my SOL letterto ca's .
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