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old loan
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Posted by in trouble (205.188.209.12) on August 22, 2002 at 13:16:11:
i had taken out a loan when i was 18 for 3000.and i was told i needed a co-signer so i asked my dad and the bank needed a vin # for the car i wanted to buy
well my dad never went in to sign they gave me the money anyway i gave them a vin # to the car i was going to pick up that day well when i got there i thought it was going to be a bad decision to buy that car so i didnt i ended up buying a diff car the bank never got my title for the car or the vin to the car i bought and i had payed back half of what i owed them when i moved to a new state had trouble finding work at the place i moved to and couldnt afford my payments contacted the bank told them they said do whatever you can i tried to keep making payments but didnt have any money. I received a summons in 1998 from the bank and i tried to contact there lawyer for about 30 days they would not return my calls so i could settle this with them now they are charging me 11and 3/4 % on the loan and now its up to 6000.and i really cant afford that so i really need some advice. I found out it was on my credit report when i recieved a letter from a bank i was trying to recieve student loans through and they declined me. PLEASE HELP ME GIVE ME ADVICE IM AN AT HOME MOM WHO WANTS TO MAKE SOMETHING OF HERSELF AND GO BACK TO SCHOOL I WOULD APPRECIATE ANY SUGGESTIONS THANK YOU
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