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Re: Accts being Paid but Credit Bureaus wont update


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Posted by Why Chat-HELP!!!! (63.36.95.229) on August 27, 2002 at 18:41:05:

I live in Missouri.

I started using CCC (Consumer Credit Counseling) in early 1999 and been sending payments in every since.

I have currently paid off 3 of the credit cards to $0 amounts and am now trying to delete them from my credit report or bring the paying status up to a current date.

CCC charges me a $10 fee each month and I send them $337 for payments on debts (the $337 includes the $10 fee).

I am currently paying the following accounts through CCC: Balances below are current as of August 2002

1. Fleet - Balance:$1267
Paying $92

2. Fleet - Balance:$621
Paying $45

3. First USA - Balance:$576
Paying $35

4. Citifinancial - Balance:$6,000
Paying $128

If I can find out what the original minimum payment would have been with the creditor, would I be better off trying to deal with the creditor directly or continue with CCC?

Thank you for any advice you can give me.





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