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RE: Settlement Advice in CA needed


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Posted by hughes (4.60.67.243) on August 04, 2002 at 11:50:44:

In Reply to: Why Chat posted by sjc on July 31, 2002 at 20:45:40:

Hi I have 4 cards
Citi @ 5% 3800.00
House Hold @ 19.99% 8403.00 sent to collections
MBNA @ 10% 11079.97
CHASE@ 22.99% 6319.32
Do I need a agentcy to make settlement offers? Should I know anything before I attempt to do this? Once I settle a friend tells me they can sue me in court for the balance? Is this true? I have recently come into about 25k would it be better for my credit rate to try and pay off the card that went to collections keep the citi (thats the only card i have managed to keep paying every month) and settle with the other two and should I only do this in writting? I was also told to only do this through an attorney? ANY ADVICE?????????


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