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Debt Collector-SOL-HELP- Why Chat,Linda,anyone!!


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Posted by Vickie (68.3.178.19) on August 06, 2002 at 21:32:53:

My State is Arizona, the SOL is, open account 3yrs for written contract 6yrs, for domestic judgment 5-5 upon request.

I had a debt collector call for a debt owed that is from last payment date 8-07-95 and by the payment status there is a date of 11-94 dont know what this date is. These dates are on an old credit report.

The CA called me for payment 2-3 days before they sent a letter....(I'll type it word for word excet my info.

letter says...

Kyrazod
3507 North Central Avenue
Suite #309
Phoenix, AZ 85012
602-279-2304 Fax 602-279-2305


Wednesday, July 31, 2002

###### WWWWWWW (They used my maiden name)
@@@@ N, 38576869
JDKD:L AZ &^%$#

Our Account #: 15184.00 Creditor:Name of Dentist
Creditor Account #272500 Balance due: $859.00

Dear Ms. WWWWWWW:

Your account has been placed with this collection agency by Dr.Name of Dentist DDS PC to collect the above stated balance due. After all payments and off-sets have been posted $859.00 remains due and owing.

Pursuant to the Fair Dept Collections Practices Act under Article 15 of the United States Code, section 1692 as regulated and enforeced by the Federal Trade Commission, unless you notify this office within thirty (30)days after receipt this notice that you dispute the validity of this debt, or any portion thereof, this office will assume that debt to be valid.
If you notify us in writing within thirty (30) days of receipt of this notice, this office will obtain verification of the debt or obtain a copy of a Judgment and mail you a copy of such verification or Judgment.

If you request in writing thirty (30) days after receipt of this notice, this office will provide you with the name and address of the original creditor, if different than stated.

You may pay this balance by mail or contact me to make payment arrangements at 602-279-2304.

Sincerly


Kori L. Hamilton
Kyrazod Project of Arizona (NO HANDWRITTEN SIGNITURE)




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