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Re: Debt Collector-SOL-HELP- Why Chat,Linda,anyone!!


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Posted by scott (65.25.98.79) on August 06, 2002 at 21:49:14:

In Reply to: Debt Collector-SOL-HELP- Why Chat,Linda,anyone!! posted by Vickie on August 06, 2002 at 21:32:53:

send this via fax to them. For backup you can also send certified. Check my horrible typing for spelling errors also.

Kyrazod
3507 North Central Avenue
Suite #309
Phoenix, AZ 85012
602-279-2304 Fax 602-279-2305
Our Account #: 15184.00

Kori L. Hamilton,

I am writing to demand that you cease and desist all communications which in cludes phone and mail. I am also advising you to cease all attempts to collect on this debt. I would remind you that the statute of limitations on an open ended account in Arizona and a written contract is 6 years. Currently the debt is over 7 years old. You are wasting your time trying to collect on a debt that is unrecoverable and I cannot be bullied or persuaded to pay this. If you choose to take me to court I will simply use the SOL defense and you will automatically lose. I will then countersue for violations of the FDCPA, filing a frivolous lawsuit, and slander. There is no reason for you to waste anymore of your time and money trying to collect on a SOL debt and there is nothing for your to receive nor any legal way for you to do it. If I receive anymore phone calls or collection notices I will be forced to file legal suit against your company.
This is a direct quote taken from the FTC site:
Continuing to contact consumer after receiving "cease communication" notice: The FDCPA requires debt collectors to cease all communications with a consumer about an alleged debt if the consumer communicates in writing that he wants all such communications to stop or that he refuses to pay the alleged debt. (8) This "cease communication" notice does not prevent collectors or creditors from filing suit against the consumer, but it does stop collectors from calling the consumer or sending dunning notices.

Sincerely,

P.S. go F yourself




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