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Re: BK question

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Posted by LadynRed ( on September 03, 2002 at 13:08:43:

In Reply to: Re: BK question posted by Robert M on September 01, 2002 at 04:12:36:

Expenses.. like dry cleaning, hair cuts, etc., should be included on your BK forms,so they ARE looked at in that respect. People typically underestimate their expenses so its a good idea to think about EVERYTHING you spend money for on a routine recurring basis, and I don't mean shopping trips just on a whim. Things like stamps and other postage and shipping costs, birthday and holiday gifts, all kinds of 'personal care' items.. we women spend a LOT on personal care. Include pet care.. food and vet bills, dr's visits, insurances, co-pays, eyewear and eye exams, shoe repair, car washes, auto maintenance, cleaning supplies and household expenses.. you have to buy light bulbs, right ?? Things like that. Do you have your carpets cleaned routinely ? Do you do it yourself maybe and rent the machines ?? Include it all !

The point is, its not just rent, utilities, phone, etc. that you need to include, there's ALWAYS more than that !! Sit down, think about it and make a list ! As for keeping your reciepts, I read on another bankrtupcy site that its a good idea to hang onto reciepts for cash purchases for the 30 days prior to your BK filing.

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