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To pay or not to pay


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Posted by DarthVador (207.95.57.159) on September 04, 2002 at 00:32:05:

O.k. that might not be a good title for in my mind I would feel better knowing that I paid my dedt,but the skid mark in my report would screw me any way.I owe 2,600.00 on a department store card delinquincy of five years ago.My account has been sold so many times, and the interest just keeps building. Each time a new agency contacts me I freeze with the horror that they are going to suck me dry with thier share of interest.As a result they sell the account and leave thier little skid mark on my report.I know that even if I do reach a agreement with them my report will still be screwed with no saving grace.When my account was still with Sears I was paying it off. I missed a couple,or shall I say several payments,and wam they sold the account for what they could get from it.That makes sense, but I have no regard for the agencies for I know they are money money grubing sharks..........o.k. this is my fantasy...I set up payment for the amount that I actualy owed sears and get it paid off within six months....In reality I know that things dont realy happen that way...Im almost prepared to handle a worst case senerio,for I know that is all they have in store for me.This entry is rambling and it seems that it has no point but the point is of in itself.Im in turmoil as in where to go with this debt...damned if I do, damned if I dont.....I have given back to humanity far more than what I owe these financial institutions, so I do know that Im not trying to get a free ride in life.Can some one send some links that might be of help to me. Im well aware that I wear the jackass ears on this one.(nancy,linda,whychat....anyone?)Please give me some advice..Thank you all. It is the continuation of interest that trips my tenticals.Not to mention that my report is screwed beyond hope as far as my "no bill paying moronic self" can see.(That was the part where I demonstated humility.)


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