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Reaffirming car loan under chapter 7

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Posted by Dick Matz ( on September 04, 2002 at 13:50:32:

I have recently filed for chapter 7 in Oregon and stated an intention to reaffirm a car loan with Toyota Finance on a 2000 Camry with a balance of 14,388. However, the car is only worth $10,500 in money (trade in value). Can you offer any suggestions as to how I would approach Toyota to have them write a new contract at the $10,500 value instead of the current payoff?

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