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PROVIDIAN PROBLEMS


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Posted by kristi (64.12.96.205) on September 12, 2002 at 00:01:18:

I had an account with Providian that charged-off last year. I could not keep up with the payments b/c the intrest rate was 23% They are now saying I can settle this for $1800 but I still don't have that much. Can I negoiate for a lower settlement? Or can I pay that-when I get the cash- and ask that it be removed from credit report.


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