Re: Someone fill me in on credit ratings...
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Posted by observer
(220.127.116.11) on September 12, 2002 at 17:35:04:
In Reply to: Someone fill me in on credit ratings... posted by CC Collector on September 12, 2002 at 15:48:06:
First of all, go to www.myfico.com for a basic breakdown of how your FICO score is tabulated. I would suggest one problem you have is simply you are very young and as a result,so is your credit history. As your accounts age to the 3 year mark you'll see a bump in your scores. Also, a drag on FICO scores sems to be installment loans from finance companies. Once that ring is paid off, watch doing business with these companies.
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