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Re: Someone fill me in on credit ratings...


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Posted by CC Collector (12.220.80.168) on September 12, 2002 at 18:16:16:

In Reply to: Re: Someone fill me in on credit ratings... posted by observer on September 12, 2002 at 17:35:04:

According to myfico.com:

*Amount owed on accounts.
*Proportion of balances to credit limits on revolving accounts is too high.

So that means having open (not closed) accounts, for more than three years with no balances makes the score higher. So it would be best to keep my balances at zero then, right?


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