Help Please
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Posted by San
(64.33.161.4) on September 16, 2002 at 17:42:00:
I live in Wisconsin have past due account with NextCard ( approx. 7 months in arrears )have been paying small monthly payments, but not enough to even make late charges. Few weeks ago I get a call offering me settlement, I called them back 9/9 to confirm offer and she told me what amount was needed and that I had until the end of this month. I called them yesterday to have something sent to me in writing prior to me sending the money....well the person I spoke with told me that it was already CHARGED-OFF and it is now in their legal department. She gave me the number to call. So, I called them today and that person told me that it isn't CHARGED-OFF....but is in the process of being sold to Ameri-Bank!! He said that they will not accept any settlement that I was to discuss that with Ameri-Bank...BUT he told me to make a payment by the 21st to NextCard, so it won't be charged off.... This is really getting confusing and I'm getting somewhat ticked .... My question is should I send the payment in to Nextcard and hope that is will get credited or just take my chance with Ameri-Bank....at this point I don't know if it's CHARGED-OFF or not....I get conflicting answers from each person I speak with.
Everytime I ask for Ameri-Bank phone number, I end up with NextCards different number. I will have the settlement money to pay them, but not the whole amount actually owed to them. Please, if someone has any ideas....let me know.
Thanks
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