Questing Beast, do not even be surprised if you get sme kind of notice from "JJ in KC" that starts out, "Per your verbal agreement with our Trust Sub-Layer, we offer the following Settlement Plan ..."

On the other hand, "JJ in KC" is really calling the shots. S/He could have tapped Trusty Sub from ANY legal specialty to appear on this date for him or for her to save $$ on planefare. Trusty Sub, you must remember, was there to file DEFAULT MOTIONS. And may have the datum on contract SOL and credit card debt straight from "JJ in KC" wondering aloud how come ANYONE would go to the trouble of suing for ANY debt under $5000 or more: a contract was signed.

And that's LOGICAL. At some time you DID fill out that application, which, when flipped over, has a whole gaggle of contracted provisions that the Creditor can change at ANY time. This would make perfect sense to an honest-type sub lawyer whose specialty was malpractice suits against brain surgeons or even an honest-type deadbeat if his or her access to INFORMATION were restricted to simple logic and stuff like that.

As pointed out last month, LOGIC has little to do with LAWSUITS. Getting the WHOLE TRUTH into your testimony is tricky enough, as I pointed out. Knowing WHICH MOTION to file, whether to ANSWER or merely appear and via some motion challenge the basis for the lawsuit you are in was something poor lawyer pointed out eloquently, and we still had someone make THE move that would narrow DEFENSES when the major game began to move to practically zip. Because that person started telling the story from beginning to end, instead of telling the END first (SOL has run on this debt) and challeging the CAUSE OF ACTION, am I clear on that bit of legalese, poor lawyer?

You did read the entire document you jointly signed, I trust, Questing Beast? About the only good thing I can say for any legal action I've been a party to is that FINE PRINT is not allowed, and the judge is generally happy to explain any mumbo-jumbo you don't understand. Unless s/he is the type of judge who really HATES those fools who have their own self for a lawyer for that very same reason.

lucy

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