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Re: Please help with collections

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Posted by Scared ( on September 20, 2002 at 08:15:43:

In Reply to: Re: Please help with collections posted by Why Chat on September 20, 2002 at 08:02:07:

Thanks for responding so quickly, Why Chat! This is not my only debt, but the largest. I called another yesterday, MBNA, and they were great, believe it or not. The man I spoke to recommended I go to CCCS, even though he could offer me a pretty good hardship payment. He also said that they wouldn't turn my account over to a CA for at least another 3 months, which surprised me since I'm just as delinqent on that account. One thing I failed to mention, I got a statement from Citibank this month that still asked for a minimum payment, so I thought maybe the CA was working for them rather than as a third party. Oh, and I had the CA's name wrong-- it is GC services, not GS. Is there any chance they could be bluffing about legal action? I want to pay my debts back rather than go through BK, but finding a job has been obviously been difficult.

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