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Re: Credit Scores

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Posted by Linda ( on September 21, 2002 at 02:41:38:

In Reply to: Re: Credit Scores posted by Angie on September 20, 2002 at 15:14:18:

Angies, a better technique to use with your mortgage is to apply (act like you don't know it's there). Then when they tell you "this has to be paid" arrange to pay it AT CLOSING. Paying it now will create a bigger problem than it will solve - it will knock your score way down. Leave it alone until you get your loan.

Also, having you lawyer or loan officer pay it solve a lot of other problems - too numerous and complicated to go into here. But it is the best way. It won't keep you from getting the loan, you just have to pay it to close on the house.


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