Re: I don't know how you do it
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Posted by Why Chat (18.104.22.168) on September 22, 2002 at 09:08:09:
In Reply to: I don't know how you do it posted by Torsion on September 22, 2002 at 01:58:38:
In the "old days" of easy credit, a lot of people were getting those unsolicited "check loans".
Most of them were OK, but the ones like yours that defaulted are virtually uncollectible because you actually signed no credit agreement.
The reason it is not showing as charged off on yor report,is because it was such a " Mickey Mouse" kind of loan, it could nt be classified. Look at your credit report again, are you SURE it says the DOLA is a year BEFORE it is reported as opened?
I would not bother doing anything other than sending the letter I recommended. Send it CRRR, wait 30 days after you get the green card, then send a copy of it, and a copy of the green card to the CRA's with a demand they remove this from your report.
If you need to find help in cleanig up other things on your report,go to creditnet.com, which is linked on my website.Start reading and undrstanding your rights, how to fix errors and how to clear your credit.
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