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Re: Need help!

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Posted by Fenrir ( on September 24, 2002 at 13:54:33:

In Reply to: Need help! posted by Lorna on September 24, 2002 at 12:15:50:

Were you living in MD while you had the account? If so the SOL is definitely up on this account (MD having a 3-year SOL on open accounts). Send RMA a "cease and desist" letter telling them that the debt is time-barred and is legally uncollectable. A sample letter can be found on Why Chat's site. Also be sure to check all 3 of your CRA reports and make sure that the original chargeoff is gone.

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