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Re: Settlement offer

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Posted by Why Chat ( on September 25, 2002 at 19:38:04:

In Reply to: Re: Settlement offer posted by Jaylin on September 25, 2002 at 16:26:44:

Never "assume" anything when it comes to collection agencies, except that you CAN assume they will always lie to you.

Write them a letter, CRRR requesting validation of the account, proof of their authorization to collect on the account,copies of your signed application,and a complete accounting of the ALEGED debt.Plus proof of their license and/or bond under NY State law. Include in your letter the phrase, " this is not a refusal to pay, but a dispute of this account". DO NOT sign your name,print or type it.

The reason for doing it this way. is to make sure that they have a legal right to collect.

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