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Re: collection agency/harassment


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Posted by observer (205.188.209.12) on September 27, 2002 at 20:45:45:

In Reply to: Re: collection agency/harassment posted by doug on September 27, 2002 at 19:43:23:

Well, I as hoping the default was a little older. The SOL in Ark. is only 3 years.
Discover is one of those companies that takes defaults seriously and will aggresively pursue deliquent accounts. As recent as this chargeoff appears to be, I'd bet Discover still owns the account and, has assigned it to the CA. I'd suggest your daughter contact Discover and see if she can come to some payment arrangment. If they won't deal, she'll need to try that with the CA.

Hopefully, someone else will have a better idea but, I just think this debt is too new and the creditor too mean to start trying validation just yet. Discover also has a reputation for keeping excellent records.


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