CA Letter - Service Charge?
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Posted by Angie
(126.96.36.199) on September 30, 2002 at 15:17:50:
I received a letter from a CA stating that they have contacted me before regarding this debt. I do not recall getting anything from them before.
The debt is from a written contract for a gym membership for $99 from 1998. The SOL is still in effect.
This is reported on my credit record, by the same CA with the amount owing - $99.
In this notice, they are adding a "service charge" of $39.80. Can they do this? Obviously, I don't have a copy of the agreement, but they already reported the amount due of $99, not $138.80.
Thanks for your help.
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