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CA Letter - Service Charge?


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Posted by Angie (64.12.96.205) on September 30, 2002 at 15:17:50:

I received a letter from a CA stating that they have contacted me before regarding this debt. I do not recall getting anything from them before.

The debt is from a written contract for a gym membership for $99 from 1998. The SOL is still in effect.

This is reported on my credit record, by the same CA with the amount owing - $99.

In this notice, they are adding a "service charge" of $39.80. Can they do this? Obviously, I don't have a copy of the agreement, but they already reported the amount due of $99, not $138.80.

Thanks for your help.


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