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Posted by Aero (198.81.18.174) on October 06, 2002 at 09:47:41:

Having stumbled across this forum, I feel like a huge weight has been lifted off me. I got myself into CC trouble after my husband died in his 30's, leaving me with a young daughter to raise. Things got tough, I quit paying, and I've spent the last 6 years having nightmares about being served at the school where I teach, losing my home, you name it and I worried about it. I've had CA's ask to speak to my boss (I wonder what would have happened if I'd let them?), shout at me on my answering machine, scaring my daughter to death, claim I'd agreed to things I hadn't. And I had no idea until Friday, when a CA called me at work and asked me to have my attorney call them, that there was a SOL on CC debt. Here in Texas I'm a couple of years past that, and the knowledge that I can make them leave me alone is almost unbelievable. My letters are ready to mail.

Believe me, I'm not proud of myself. If I had it to do over, I'd never even have had credit cards. I'm much smarter about my finances now, and I just wanted to say thank you for all this information. You might literally have saved my life, as I was beginning to believe them that people like me didn't deserve to live, and I truly thought there was no way out of the mess.


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