Home
Public Forum
Credit Reports
Apply For Cards
Credit Directory
Credit Overview
Credit Problems
Credit News
International
Credit Glossary
Purchase Books
Credit Laws
Business Credit
Merchant Accts
   

Re: Disputed CR item


[ Follow Ups ] [ Post Followup ] [ Credit Forum Index ]

Posted by Bob (66.56.19.45) on October 10, 2002 at 10:25:37:

In Reply to: Disputed CR item posted by Bob on October 06, 2002 at 11:15:30:

Belwo is a draft of a letter I am sending to the dreditor in question. Any comments? AZny obvious errors?

Erroneous item in credit report

Recently I noted entries in my credit report stating I have an unpaid balance with Commonwealth Edison. These items were entered into my credit reports in August 2001. At that time, and for several years prior, I was not resident in the State of Illinois and cannot possibly have used your services.
I would appreciate your immediate action to remove these items from my credit report. Please contact the **** Collections agency and advise them the alleged unpaid account is erroneous.
If you feel I in fact owe this amount, please inform me when and where this amount was incurred, and why no attempt was made to collect this balance in a timely manner. If documentation is available to prove I owe this amount, I will pay the debt provided you agree in writing to delete any derogatory credit information from my credit reports.



Follow Ups:



Post a Followup

Name:
E-Mail:

Subject:

Comments:

Optional Link URL:
Link Title:


[ Follow Ups ]   [ Post Followup ]   [ Credit Forum Index ]

 

    Top Of Page

  

Copyright © 1999-2002 Enkephalos Web Design