Re: Disputed CR item
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Posted by Bob (66.56.19.45) on October 10, 2002 at 10:25:37:
In Reply to: Disputed CR item posted by Bob on October 06, 2002 at 11:15:30:
Belwo is a draft of a letter I am sending to the dreditor in question. Any comments? AZny obvious errors? Erroneous item in credit report Recently I noted entries in my credit report stating I have an unpaid balance with Commonwealth Edison. These items were entered into my credit reports in August 2001. At that time, and for several years prior, I was not resident in the State of Illinois and cannot possibly have used your services. I would appreciate your immediate action to remove these items from my credit report. Please contact the **** Collections agency and advise them the alleged unpaid account is erroneous. If you feel I in fact owe this amount, please inform me when and where this amount was incurred, and why no attempt was made to collect this balance in a timely manner. If documentation is available to prove I owe this amount, I will pay the debt provided you agree in writing to delete any derogatory credit information from my credit reports.
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