Re: Case law in Ohio that confirms the 4 year SOL

Posted by Fenrir (148.129.143.132) on October 22, 2002 at 14:37:25:

In Reply to: Re: Case law in Ohio that confirms the 4 year SOL posted by orangedog on October 22, 2002 at 09:50:52:

Bear in mind that the Truth in Lending Act (TILA), which is FEDERAL law, defines credit cards as OPEN ACCOUNTS. Any lawyer or CA that says otherwise is full of it and needs to be EDUCATED on the LAW! Many "SOL" cases could be won if debtors would just show up for their court date, present the TILA regulations as evidence to disprove the erroneous belief held by many attorneys that CCs are written contracts, and use any records that they may have in order to prove SOL. The judge would have to dismiss the case right then.

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