need good input
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Posted by joe (24.49.221.93) on October 23, 2002 at 01:58:10:
i'm refinancing my house. we are having it done through the same bank we financed with the first time. my wife and i went b.k chpt.7 7 years ago due to medical reasons but we have rebuild our credit my equifax score 1s 739 and I have all my accounts and credit cards in good standing. 5 years ago my wife reconsalidated her student loans but in the process it showed her original loans as 120 past due untill the re-consalidation was finalized. however my bank now wants to try to bump us on the original rate offer for refinancing my home even though every thing was before we financed the first time with them . and our credit is much better now we have no debts and we make a lot more money now than we did then. what can i do or say
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