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Charged off debt


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Posted by Sandy (206.72.23.217) on October 23, 2002 at 12:33:35:

Recently I checked my credit report - there was an old debt on there for $219 (original amount was right around $100) and was told by the credit reporting agency that it had been charged off and that I didnt' need to pay it unless I wanted it off my credit report. Yesterday I received a letter from an attorney demanding I pay the balance in full or they will sue me. What is the definition of charge off?? Another thing, I only received 1 bill from the creditor and that was 2 yrs ago.


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