Re: Credit report score vs. fico score??? angie

Posted by Angie (205.188.209.12) on October 23, 2002 at 19:28:30:

In Reply to: Re: Credit report score vs. fico score??? angie posted by mikala on October 22, 2002 at 13:50:24:

Negative credit accounts stay on for 7 years from date of last activity (before charge-off/collection).

Accounts in good standing, but closed will stay on for 10 years.

Bankruptcy stays for 7-10 years from filing date depending which one is filed (7, 11, 13)

Judgments - depends on your State

Liens - 7 years from date Paid or Released

The only way a creditor could possibly find out information that is more than 7 years old would be if you had an account with that company and defaulted, or included an account with that company in bankruptcy.

Hope this helps.

Follow Ups:

Post a Followup