Home
Public Forum
Credit Reports
Apply For Cards
Credit Directory
Credit Overview
Credit Problems
Credit News
International
Credit Glossary
Purchase Books
Credit Laws
Business Credit
Merchant Accts
   

Newbie Credit Problem


[ Follow Ups ] [ Post Followup ] [ Credit Forum Index ]

Posted by Frank (207.198.161.9) on November 01, 2002 at 16:11:15:

Hello

I need some advise on some credit problems I am having. I have 4 credit cards that I stopped payment on approx January of this year. Total debt on the four cards is about $4200.00. I can make the payments now if I need to, but after reading some posts i'm not sure if I should. I checked my credit report today and all four cards have been charged off. I am receiving calls from collectors non stop. Should I contact the creditors and make the payments, or is it too late to deal with them directly. Can I make an offer to pay them the balance in exchange for the removing the info from my credit report? Listed below are the cards and approx balances. I live in NY state. Thanks in advance for your help.
Aspire Visa - $1000
Capital One M/C - $500
Sears - $500
Associates Visa - $2200.

Regards.
Frank.

Aspire Visa - $1000
Capital One M/C - $500
Sears - $500
Associates Visa - $2200.


Follow Ups:



Post a Followup

Name:
E-Mail:

Subject:

Comments:

Optional Link URL:
Link Title:


[ Follow Ups ]   [ Post Followup ]   [ Credit Forum Index ]

 

    Top Of Page

  

Copyright 1999-2002 Enkephalos Web Design