Re: Collection agency
[ Follow Ups ] [ Post Followup ] [ Credit Forum Index ]
Posted by Why Chat (188.8.131.52) on November 02, 2002 at 16:51:16:
In Reply to: Collection agency posted by DSB on November 02, 2002 at 16:26:32:
I do not know where to start.
Giving a CA postdated checks is a bad idea. There is nothing to prevent them from depositing the checks all at once, or usin the checking account information to do future electronc withdrawals from that account.
Your letter is legally meaningless. It does nothing, it holds them to nothing, it prevents nothing.
If they file suit, and I am assuming that this all transpired within the last year or so, indicating they are certainly within the legal time period to do so, YOU are the one who will be sued, not your son. If he signed your name to an application you MIGHT have been able to claim ID fraud, however as he apparently had your informed consent to do so, either before the fact, or now -with your acceding to the collection efforts, you cannot claim id theft.
If you are sued, you will need to make a settlement with them, or claim it is not your account, or get a default judgment against you.
It has already obviously, ruined your credit, or haven't you bothered to check your credit reports to see what OTHER accounts might have been opened in your name.
Post a Followup