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Re: Can OC do this?


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Posted by Bear (12.15.80.10) on November 09, 2002 at 01:50:32:

In Reply to: Can OC do this? posted by Joe on November 08, 2002 at 15:15:16:

The charge off is Chase's internal decision and isn't something you can claim you have a right to rely on.

However, you can tell ANYBODY not to call you and have no duty to give a reason. Tell them not to call you again.

Another alternative is to say, "Can you hold for a second?" put the phone down, and go about your business, amusing yourself listening to the muffled screams emanating from the phone.

They'll give up and call back. Repeat the process until they finally get the hint.

Just don't engage in any conversation other that your selection of "Don't ever call me again" or "Please hold."

The one thing that CA's and OC's are powerless to deal with is a silent consumer. It's your biggest weapon. Use it.

Of course, nothing prevents them from trying to collect in court. But that's a lot of work so they might not think it's worth the effort. If SOL has gone by, sue their lawyer for FDCPA violation.


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