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Re: Tax lien in OH and MI for taxes

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Posted by Linda ( on November 10, 2002 at 21:55:51:

In Reply to: Tax lien in OH and MI for taxes posted by CP from MI on November 10, 2002 at 16:19:26:

They can be reported for 7 years from the date paid. NOT the date released - PAID. I would first check with the court to make sure the liens have been released. I can tell you in my case, the IRS never sent a release to the court until I went fown to the Federal Bldg and got them myself and took them over to the court. Make sure the release shows the date paid also, not just the date released.

I have fought a long hard battle over tax liens that are reported incorrectly (7 years from date released) when they were actually paid a lot earlier.

DO NOT make the mistake I did of just sending a copy of the release to the CRA's - they will use that date and you will never get them to change it. I finally gave up - mine come off in a couple of months. Every time I disputed, it changed the last "date reported" and tanked my score. If only I knew then what I know now!!!

I will be SOOOOO glad to have that over with. For some reason tax liens are a kiss of death on your credit report, no matter if paid or not, and no matter what the reason.

If the IRS has never reported the lien as released, try to get them to withdraw it - maybe they will since it is paid, and then you can get it taken off your report.


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