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Re: Credit card rate increase

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Posted by Pete ( on November 11, 2002 at 00:43:24:

In Reply to: Credit card rate increase posted by Emerald on November 10, 2002 at 23:43:11:

I have the same card. My rate was also 21. I called them over a year ago.I ask if they had a better rate they could give me? I had no late payments, and always paid at least 15% of my ballance. I did get my rate lowered to 16%. So If your in good standing with them, you may be able to work them a bit on the rate. I told them I had to have a better rate or I have to use a ballance transfer with some one elce offering a better deal.
I don't know what to think of Providian. I see many people haveing problems with then. There sure fit the profile of a sub prime lender.

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